The Board of Trustees of the California State University (CSU) requires that all international students must have health insurance as a condition of registration and continued enrollment in the California State University system.
Health Insurance Requirements for ALL Students:
- Major medical coverage for each illness and each injury: minimum $50,000 USD
- Repatriation: minimum $7,500 USD
- Evacuation insurance: minimum $10,000 USD
- Proof of health insurance must be in English and the amounts must be in U.S. Dollars
Insurance from Your Home Country:
If you purchased a health insurance plan in your home country, you must fax proof of your health insurance to SAL office 5 working days before the last check-in date. Our office is unable to contact the insurance companies so please make sure that the proof is in English, shows the amounts in U.S. Dollars, and meets the health insurance requirements above.
Once the proof is reviewed, we will send you an email to let you know if the health insurance is approved or not.
If you are unable to provide the proof 5 working days before the last check-in date, or if your insurance is NOT approved by our office, you will be required to purchase the health insurance plan we offer when you report to our office. Please see below for the rates and coverage dates.
CSU Healthlink/Wells Fargo Student Insurance (in the U.S):
Please note that students must buy the correct coverage term for health insurance from Wells Fargo Insurance Services.
To purchase a health insurance plan in the U.S. you should visit the CSU HealthLink/Wells Fargo Student Insurance Division website:
Fall 2008
Fall 2008 (click here to purchase health insurance for fall term 2008)
* Students attending SAL from October 13, 2008 to December 12, 2008 should buy this plan:
Coverage Dates: September 13, 2008 to February 12, 2009
Student Rate: $335
Spouse: $991
Per Child (age 18 & under): $506
*Students attending SAL from October 13, 2008 to March 13, 2009 should buy this plan:
Coverage Dates: September 13, 2008 to May 15, 2009
Student Rate: $555
Spouse: $1,647
Per Child (age 18 & under): $838
CONTINUING STUDENTS
Returning students must also submit proof of health insurance with their tuition payment. You are required to provide all the necessary insurance documents by the given deadline (announcement of health insurance deadline will be provided to continuing students when the registration period begins).
ADDITIONAL IMPORTANT INFORMATION
Starting fall 2004 all SAL students who purchase Wells Fargo Student Insurance must pay a total of $150 deductible per policy year. A deductible is the amount subtracted from the total amount payable for a Covered Expense before payment of benefit is made. Whenever possible, you are strongly encouraged to use the resources of Student Health Services located on SJSU's campus, but it is not required. Student Health Services can help you locate off-campus medical providers when you need additional care or specialists. In addition, prescriptions obtained at Student Health Services will be reimbursed at 100%.
You may choose any provider you wish, but if you would like to use a CCN provider, you can locate them on the web at http://www.firsthealth.com/ccnUsa/index.html OR CALL 1-888-685-7774.
An SHS referral does not guarantee that the services required will be considered as eligible expenses under the plan, nor is it a guarantee of payment.
HOW DO I FILE A CLAIM?
Please read the CSUHEALTHLINK brochure for the following information:
- How to file a claim
- Where to get a claim form
- Where to mail the claim form
Students must mail the claim bills directly to BC Life, not through SAL office. Make a copy of the receipts and bills for your own records before mailing them out. It is a good idea to send them by Certified Mail.
Studies in American Language and SJSU are not responsible for lost bills or any claims not rendered by BC Life and Health Insurance Company.
CONTACT US
If you have any questions or not sure which health insurance plan to purchase from Wells Fargo Insurance Services, please email us at healthinsurance@salmail.sjsu.edu with your FULL NAME and your question.